Pricing + limits
Clear on what’s free.
Core manual expense splitting is free. AI features are available under Settl’s current launch terms and fair-usage limits. Read the details before choosing it for your group.
Current access.
Core splitting · your plan today
Free
Manual expense recording, splits and settlement records.
Voice, receipt scanning and other AI features
Launch access
Fair-usage limits apply. These features may become part of a paid plan.
Founding-user offer
12 months
Intended for the first 500 iOS and first 500 Android registrations, counted separately. 12 months from signup, subject to the terms.
MCP natural-language interpretation
10 AI turns
Default per person per UTC day. Account-specific limits can vary.
MCP tools that do not invoke AI interpretation
No AI turns
They do not consume that AI-turn allowance. Normal service and rate limits still apply.
Paid plan
Not yet
AI features may be offered through a paid plan in the future. This page does not announce a price or a launch date.
There is no published recurring subscription price on this page. Do not interpret “free download” as unlimited AI access or a permanent guarantee that all features will remain free.
The founding offer.
The launch offer is described in §12 of the Terms of Service. Eligibility is not established by visiting this website. The offer is subject to fair use and can change, be limited or be withdrawn as described in the terms. Contact hello@settl.fyi if you need to confirm your account’s access.
A few useful answers.
Does a follow-up use another AI turn?
It can. The MCP allowance counts interpretation turns, including follow-up parsing, not only successfully saved expenses.
Do separate agents get separate allowances?
No. The daily MCP AI allowance is per person, not per connected assistant.