Settl is an expense-splitting app for iPhone and Android. Speak a shared expense, scan a receipt, or import a Splitwise group. Keep the people, amounts and balances together.
Hold the mic and say it like you'd say it to a friend. Settl pulls out the amount, the people and the split, then saves clear entries with Undo or asks you to review missing details.
These are real screens from the app, and they re-dress themselves as the identities orbit. Wait a few seconds, or tap an orb up top.
Snap a receipt, type it, or tap it in. Every path lands in the same tidy ledger.
📸 Pad thai ฿180 · logged"Eighty for ramen, but Dev had two bowls." Uneven shares, covered rounds, and it asks if anything's unclear.
🍜 Dev owes doubleLog in baht, settle in dollars. The original amount stays on record so trips stay honest.
$64.00 → €54.98Total spent, your share, and a clear you-lent / you-borrowed on every line.
You're owed S$1,878Settl collapses the debt web and walks you through exactly who pays whom.
2 transfers clear the tripShare your code or link. Friends scan, join, and the balances pick up from there.
settl.fyi/u/youImport a group from the app you're leaving and it comes alive here, then review member matches and compare the imported balances. Your original account stays unchanged.
See the import walkthroughEvery "mark as paid" earns a cheer from your sidekick, and yes, confetti. Try it.
Settl speaks MCP. Connect it once and Claude, ChatGPT or Codex can log expenses and read balances in the same ledger everyone else sees on their phone.
Grab Settl, say what you spent, and never open a spreadsheet at the table again.
